![]() ![]() The purchase limit for Affirm is $17,500, and a down payment may be required. Affirm is currently partnered with over 168,000 merchants. You can manage and make payments either online or via the PayPal app, available on iOS and Android.Īffirm offers a buy now, pay later loan with an interest rate based on your loan term and your credit. The rest of the purchase amount is split into three interest-free payments, with one due every two weeks. To complete your purchase, you’ll have to pay the first payment as a down payment. ![]() When you attempt to check out, PayPal will automatically make an approval decision in seconds so you can complete your purchase right away. You’ll also get an email from PayPal with the details of your plan once the purchase is complete. You will be given a link to the loan agreement to review and agree to before submitting your application. That will let you pick the “Pay in 4” way to pay. When you check out, choose PayPal and select the “Pay Later” option. Popular merchants include Best Buy, Target, Bed Bath & Beyond and Lands’ End. That means you can use this option at millions of online stores that support PayPal. To use PayPal’s Pay in 4 option, the seller must support PayPal payments.
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